We’ll be updating this hub regularly with FAQs and other important information that can guide you through this difficult time. 

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    COVID-19 and our operations

    MDA National is standing with doctors as they work tirelessly to respond to COVID-19. We have safeguarded the delivery of our Member service in the event of quarantine measures being imposed by the government while taking active steps to reduce the risks to staff who are supporting Members. You can still contact us for medico-legal advice on 1800 011 255 or complete our Contact Us Form.

    Please visit COVID-19 and our operations for more information.


    Frequently asked questions

    Refer back to this page to keep across all the latest updates and information, and get in touch with our Medico-legal Advisory Service if you have any concerns.

     

    The Victorian Government has produced a Guide for Business, which details the requirements for various industries during Stage 4. Business Victoria provides guidance on the obligations for businesses who are still operating. One of the requirements is to have a  COVID Safe Plan in place that is regularly updated (unless you are a small business with fewer than 5 employees). Every employer must complete their COVID Safe Plan by 11.59pm on 7 August 2020 and templates are available on the website.

     Updated: 06 Aug 2020

    All health workers should be aware of the requirements under the Permitted Worker Scheme. From 11.59pm on Wednesday, 5 August, all permitted workers in Victoria must carry a Worker Permit. It is the responsibility of the employer to issue the permit in accordance with the rules around eligibility. Health workers who carry employer-issued photographic identification, which clearly identifies the employer, are not required to carry a permit - but all other health workers (doctors, nurses, practice staff) will require a permit.

    For subcontractors, the employer of the sub-contractor needs to be satisfied that the sub-contractor is required on-site. The employer may be the main contractor, or it may be that the sub-contractor is a sole trader. If you identify as a sole trader, you must issue a worker permit and sign the worker permit as both the employer and employee.

    Updated: 06 Aug 2020

    The Victorian Government announced on Wednesday 16 September the resumption of non-urgent elective surgeries in regional Victoria (from 17 September), and in Metropolitan Melbourne from the end of September 2020.

    Elsewhere in Australia, as announced on 15 May 2020 National Cabinet had agreed to reopen elective surgery, by removing restrictions and restoring hospital activity. 

    Each State and Territory will determine the level of elective surgery which can be performed according to current circumstances. Private Hospitals have been advised to mirror their own state’s approach to surgical activity unless agreed otherwise with the relevant state.

    Further information and resources here

    Updated: 23 September 2020

    From 11:59pm on Sunday 2 August 2020, all Victorians must wear a face covering when they leave home, no matter where they live.

    If appropriate, doctors can supply a letter to their patient as below:
     
    Dear (patient) 
    I confirm that you have a diagnosis of [a medical condition].
    I recommend that you comply with all government recommendations in relation to COVID-19. 
     Dr X 


    The Medical Board’s Code of Conduct  (at 8.8) states doctors should only sign statements that they know, or reasonably believe, to be true.

    The RACGP provides advice and a template letter for patients. 

    Updated: 06 Aug 2020

    Doctors are not obliged to treat patients unless it is an emergency, or a contractual requirement.

    Doctors may consider a range of issues when deciding who they treat, and this circumstance has been contemplated by the Medical Board of Australia in Good medical practice: A code of conduct for doctors in Australia: 

    2.4.5 One of the considerations relates to your ability to keep …yourself and your staff safe when caring for patients. If a patient poses a risk to your health and safety or that of your staff, take action to protect against that risk. Such a patient should not be denied care, if reasonable steps can be taken to keep you and your staff safe.

    2.5 Treating patients in emergencies requires doctors to consider a range of issues, in addition to the patient’s best care. Good medical practice involves offering assistance in an emergency that takes account of your own safety, your skills, the availability of other options and the impact on any other patients under your care.

    If you feel you are not in a position to keep yourself, your staff, or your other patients safe in light of COVID-19, then you can decline to treat or suggest high risk patients postpone non-urgent appointments. This will be taken into account by Ahpra in the event of a complaint.

    If a patient cannot be seen at the practice, they should be directed to an appropriate alternative to access care, taking into account local resources.

    Updated 06 Aug 2020

    The Department of Health and Human Services has  updated information about allied healthcare services  on the following link: https://www.dhhs.vic.gov.au/health-care-and-social-assistance-restrictions-covid-19 

    COVID-19 requirements and restrictions are changing rapidly, so we encourage you to continue checking the DHHS COVID-19 webpage for further updates.

    Updated: 06 Aug 2020

    The Victorian Government has produced a Guide for Business, which details the requirements for various industries during Stage 4. Business Victoria provides guidance on the obligations for businesses who are still operating. One of the requirements is to have a  COVID Safe Plan in place that is regularly updated (unless you are a small business with fewer than 5 employees). Every employer must complete their COVID Safe Plan by 11.59pm on 7 August 2020 and templates are available on the website.

     Updated: 06 Aug 2020

    All health workers should be aware of the requirements under the Permitted Worker Scheme. From 11.59pm on Wednesday, 5 August, all permitted workers in Victoria must carry a Worker Permit. It is the responsibility of the employer to issue the permit in accordance with the rules around eligibility. Health workers who carry employer-issued photographic identification, which clearly identifies the employer, are not required to carry a permit - but all other health workers (doctors, nurses, practice staff) will require a permit.

    For subcontractors, the employer of the sub-contractor needs to be satisfied that the sub-contractor is required on-site. The employer may be the main contractor, or it may be that the sub-contractor is a sole trader. If you identify as a sole trader, you must issue a worker permit and sign the worker permit as both the employer and employee.

    Updated: 06 Aug 2020

    The Victorian Government announced on Wednesday 16 September the resumption of non-urgent elective surgeries in regional Victoria (from 17 September), and in Metropolitan Melbourne from the end of September 2020.

    Elsewhere in Australia, as announced on 15 May 2020 National Cabinet had agreed to reopen elective surgery, by removing restrictions and restoring hospital activity. 

    Each State and Territory will determine the level of elective surgery which can be performed according to current circumstances. Private Hospitals have been advised to mirror their own state’s approach to surgical activity unless agreed otherwise with the relevant state.

    Further information and resources here

    Updated: 23 September 2020

    From 11:59pm on Sunday 2 August 2020, all Victorians must wear a face covering when they leave home, no matter where they live.

    If appropriate, doctors can supply a letter to their patient as below:
     
    Dear (patient) 
    I confirm that you have a diagnosis of [a medical condition].
    I recommend that you comply with all government recommendations in relation to COVID-19. 
     Dr X 


    The Medical Board’s Code of Conduct  (at 8.8) states doctors should only sign statements that they know, or reasonably believe, to be true.

    The RACGP provides advice and a template letter for patients. 

    Updated: 06 Aug 2020

    Doctors are not obliged to treat patients unless it is an emergency, or a contractual requirement.

    Doctors may consider a range of issues when deciding who they treat, and this circumstance has been contemplated by the Medical Board of Australia in Good medical practice: A code of conduct for doctors in Australia: 

    2.4.5 One of the considerations relates to your ability to keep …yourself and your staff safe when caring for patients. If a patient poses a risk to your health and safety or that of your staff, take action to protect against that risk. Such a patient should not be denied care, if reasonable steps can be taken to keep you and your staff safe.

    2.5 Treating patients in emergencies requires doctors to consider a range of issues, in addition to the patient’s best care. Good medical practice involves offering assistance in an emergency that takes account of your own safety, your skills, the availability of other options and the impact on any other patients under your care.

    If you feel you are not in a position to keep yourself, your staff, or your other patients safe in light of COVID-19, then you can decline to treat or suggest high risk patients postpone non-urgent appointments. This will be taken into account by Ahpra in the event of a complaint.

    If a patient cannot be seen at the practice, they should be directed to an appropriate alternative to access care, taking into account local resources.

    Updated 06 Aug 2020

    The Department of Health and Human Services has  updated information about allied healthcare services  on the following link: https://www.dhhs.vic.gov.au/health-care-and-social-assistance-restrictions-covid-19 

    COVID-19 requirements and restrictions are changing rapidly, so we encourage you to continue checking the DHHS COVID-19 webpage for further updates.

    Updated: 06 Aug 2020

    Face coverings are compulsory within metropolitan Melbourne and Mitchell Shire from 22 July 2020 whenever a person leaves their house, unless certain exceptions apply. Further information regarding when exceptions apply can be viewed on the Victorian Health and Human Services website

    If appropriate, doctors can supply a letter to their patient as below:
     
    Dear (patient) 
    I confirm that you have a diagnosis of [a medical condition].
    I recommend that you comply with all government recommendations in relation to COVID-19. 
     Dr X 


    The Medical Board’s Code of Conduct  (at 8.8) states doctors should only sign statements that they know, or reasonably believe, to be true.

    Updated: 23 July 2020

    The Deputy Chief Medical Officer has released a guide to help doctors talk with vulnerable patients about ways they can manage their increased risk. The guide contains up to date and accurate information on the situation in Australia.

    Updated: 20 July 2020

    When faced with such a request, the doctor should consider a range of factors including: the patient’s age, comorbidities, workplace, local community spread, public health advice and transmission risk. These factors should be discussed with the patient, including that our understanding of COVID-19 is still limited. 

    SafeWorkAustralia provides some useful guidance on risk assessments, as does the guide released by the Deputy Chief Medical officer

    If the doctor considers that the patient understands their particular risks,  the doctor can offer to provide a medical certificate (where objective standards are met) or a letter of support (where there is no objective basis for the request, or the doctor is not willing to certify the patient is fit to return but is happy to support that the patient’s request is considered). Relevant clinical information can be provided (with the patient’s consent).

    As always, doctors should be honest and not misleading when writing letters and certificates and only sign documents that they believe to be accurate. 

    See letter template (below) which you can adapt to suit your needs.

    Dear Mr Jones

    I write in support of your plan to return to your workplace, notwithstanding that you have a number of chronic health conditions. I can find no objective reason that would contraindicate your return to work, despite the risks discussed below.

    I can confirm that I have discussed with you the potential risks of acquiring COVID-19, and how to minimise your risk. 

    The Commonwealth Government also provides advice on how to protect yourself, including practising good hygiene, physical distancing, and following the rules for public gatherings, quarantine and isolation.

    I have also discussed with you that if you develop a COVID-19 infection, you are in a higher risk category where significantly more serious complications of infection, including death, may occur [or words which are appropriate for your patient].

    The Commonwealth Government notes that “People aged 70 years and over, people aged 65 years and over with chronic medical conditions, people with compromised immune systems, and Aboriginal and Torres Strait Islander people over the age of 50, are at greater risk of more serious illness if they are infected with coronavirus”.

    I understand that despite the above, you are keen to discuss your options with your employer, and what risk mitigation can occur at your workplace to reduce your risk of developing infection.

    Updated: 15 June 2020

    As with all requests for 'fitness certificates' doctors have an obligation to provide factual information—but this does not mean the doctor must follow the format requested by the patient or the employer.

    Doctors are unable to routinely provide patients with COVID-19 clearance.

    Doctors can provide a certificate or a letter dated the day the patient was seen, and this could include relevant information such as the patient presenting symptom-free, whether they have complied with public health guidelines (such as having met the requirements for a period of self-isolation, recent travel history), and the outcome of a physical examination. The history and examination should be clearly documented in the medical record.

    The RACGP has a letter template available to respond to such requests which can be amended to suit the situation.

    If a certificate is provided as a result of a telemedicine consultation, this should be noted on the certificate and in the medical record.

    The situation regarding COVID-19 is changing rapidly and doctors are encouraged to keep up to date with public health advice in their state. A link to relevant public health information can be found on our blog.

    Updated: 15 June 2020

    This is a situation where a letter of support may be more appropriate than a medical certificate.

    Medical certificates

    A doctor should only provide a medical certificate in a situation where they reasonably believe the patient has / had a certifiable health condition. Doctors may decide to take a patient at their word (e.g. ‘Doc I was up all night with gastro’) because there may be no objective findings on examination (perhaps the consultation is by phone or tele-link). See this Medical Council of NSW document for a detailed discussion about medical certificates.

    If a doctor is not satisfied the patient was ‘sick’ with a health condition, then they should not agree to provide a medical certificate. This is because a doctor has an obligation under the Medical Board Code of Conduct (at 8.8) to ensure a signed statement is reasonably true, not misleading, accurate, and they have not omitted relevant information deliberately.

    Letters of support

    A doctor may be sympathetic to a patient’s plight, but can’t certify that the patient is is unfit for work. In this case the doctor can offer to provide a letter of support, rather than a medical certificate. Relevant clinical information can be provided (with the patient’s consent) without certifying the patient unwell or unfit.

    Example 

    Dear Mr Jones

    I confirm I have been treating you for [list conditions] since [enter date]. You are currently on [list medications] to manage your chronic health conditions.

    You have indicated that you are concerned you will be at higher risk of serious infection if you contract COVID-19, due to your underlying health issues and/or age.

    I understand you are keen to discuss your options with your employer to limit your potential exposure to the virus. According to the Health Department website “those most at risk of serious infection are…people with chronic medical conditions” so any modifications you can agree with your employer in order to reduce your risk would be sensible.

    Updated:  15 April 2020

    On 28 July 2020, the premier of Victoria announced that all non-urgent category 2 elective surgery across public and private hospitals in metropolitan Melbourne will be paused, to ensure that hospitals have the beds, equipment and staff available if aged care residents need to be transferred.

    This announcement follows on from the recent decision to pause all category 3 elective surgery in metropolitan Melbourne and reduce elective surgery lists across public and private hospitals.

    Elsewhere in Australia, as  announced on 15 May 2020 National Cabinet had agreed to reopen elective surgery, by removing restrictions and restoring hospital activity. 

    Each State and Territory will determine the level of elective surgery  which can be performed according to current circumstances. Private Hospitals have been advised to mirror their own state’s approach to surgical activity unless agreed otherwise with the relevant state.

     

    Updated: 28 July 2020

    Doctors are not obliged to treat patients unless it is an emergency, or a contractual requirement.

    Doctors may consider a range of issues when deciding who they treat, and this circumstance has been contemplated by the Medical Board of Australia in Good medical practice: A code of conduct for doctors in Australia: 

    2.4.5 One of the considerations relates to your ability to keep …yourself and your staff safe when caring for patients. If a patient poses a risk to your health and safety or that of your staff, take action to protect against that risk. Such a patient should not be denied care, if reasonable steps can be taken to keep you and your staff safe.

    2.5 Treating patients in emergencies requires doctors to consider a range of issues, in addition to the patient’s best care. Good medical practice involves offering assistance in an emergency that takes account of your own safety, your skills, the availability of other options and the impact on any other patients under your care.

    If you feel you are not in a position to keep yourself, your staff, or your other patients safe in light of COVID-19, then you can decline to treat or suggest high risk patients postpone non-urgent appointments. This will be taken into account by Ahpra in the event of a complaint.

    If a patient cannot be seen at the practice, they should be directed to an appropriate alternative to access care, taking into account local resources.

    Updated 21 July 2020

    Clearly document your assessment and advice to the patient including your concern of the risk to themselves and others.

    COVID-19 is now a reportable disease. If you have public safety concerns, you can notify your local public health unit who can assess the need to follow up with the patient.

    Updated: 16 March 2020

    No, this is in breach of the legislation.

    Updated: 10 May 2020

    Digital image prescriptions were introduced as an interim process to support COVID-19 telehealth consultations.


    The Department of Health announced these, effective from 20 March 2020 to 30 September 2020. The steps for the doctor are:

    1.  Create a paper prescription on a standard PBS script pad, or an electronically generated script on PBS provided paper. The script will need to be signed as normal or using a valid digital signature.

    2.  Create a digital image of the prescription, such as a photo or pdf. The image must be clear enough to allow any barcode to be scanned.  

    3.  Send the image by email, text or fax to the patient’s pharmacy of choice. Record that a digital image of the original prescription has been transmitted.

    4.  Retain the paper prescription for 2 years.

     

    Schedule 8 and 4(D) medicines such as opioids and Fentanyl are not part of this interim arrangement. 

    If the patient prefers to receive the legal paper prescription,  the script can be posted to the patient.

     

    Note that there are differences between states and territories - please refer to rules for prescriptions via telehealth in individual states and territories

     

    Electronic prescribing, via the Token Model has been gradually introduced via test locations across the country since May 2020, with broad availablility in the greater Melbourne area from August 2020.

     

    The basic steps are:

     

    1.  The doctor offers and the patient chooses to receive an electronic script rather than a paper one 

    2.  The doctor generates the script as a token (unique QR barcode) and sends it to the patient by SMS and/or email

    3.  The patient takes or sends the token to a pharmacy, where the token is scanned and the medication dispensed 

     

    Technical requirements:

    •  Doctor/practice: 

      - capable prescribing software

      - registration with the Healthcare Identifiers (HI) service, having the associated unique healthcare identifier for organisations (HPI-O) and professionals (HPI-I)

      - a National Authentication Service (NASH) Public Key Infrastructure (PKI) certificate to allow secure connection with the HI service 

      - connection to a Prescription Delivery Service through a Prescription Exchange Service (eRx or MediSecure)

    •  Patient: IHI (a unique 16-digit number assigned to all individuals enrolled in Medicare or the Department of Veteran Affairs, and already used for My Health Record)

    •  Pharmacist: capable software


    Further:

    •  A token can only hold the prescription for one medication – multiple medications require multiple tokens

    •  Once the token is scanned and used by a pharmacy to dispense the medicine, it is invalid and cannot be reused

    •  Repeats: At the time of dispensing, a token for the next repeat will be issued by the pharmacist, for use at any capable pharmacy

    •  Schedule 8 drugs and private scripts can be supplied this way

     
    Electronic prescribing, via the Active Script List, will be available from late 2020. 
     

    Updated: 24 Sept 2020

    Telehealth (healthcare services provided over the internet, video conference or phone) is covered under your indemnity policy, provided both you and the patient are located in Australia and the service is provided in accordance with the guidelines of the Medical Board, the relevant College and Medicare.

    Updated: 30 March 2020

    Please see our Telehealth Toolkit which you can access here.

    The Department of Health has a checklist to assist you to comply with your privacy obligations when delivering telehealth services here

    Updated: 11 May 2020

    From 1 October 2020, GPs providing COVID-19 telehealth services are not required to bulk bill their patients.

    The COVID-19 temporary MBS telehealth items have now been extended until 31 March 2021. GP COVID-19 telehealth services are eligible for the regular MBS incentive payments when provided as bulk billed services to Commonwealth concession card holders and children under 16 years of age.

    GPs are expected to obtain informed financial consent from patients prior to charging private fees for COVID-19 telehealth services. 

    The temporary GP bulk billing incentive items for patients who are vulnerable to COVID-19 and the temporary doubling of all Medicare bulk-billing incentive fees cease as of 1 October 2020.

    Further information is available here

    Updated: 23 September 2020

    MDA National does not recommend specific software. Sources of information include your practice’s IT provider, your local Primary Health Network, ACRRM, the RACGP, and the University of Queensland’s Centre for Online Health

    The RACGP supports the use of free apps like Skype if doing telehealth on an ad hoc basis but for an ongoing telehealth service a professional platform will provide greater quality and sustainability.
    Medicare require practitioners to ensure that their chosen telecommunications solution meets their clinical requirements and satisfies privacy laws.

    When evaluating a product from a privacy perspective you can look at the website and/or Terms & Conditions and look for:  

    •  a Privacy Policy which mentions the APPs

    •  servers in Australia; no data sent overseas

    •  security features like encryption and two-factor authentication

    •  no health information such as chat interactions, documents, images are retained by the commercial service provider


    Other considerations include:  

    •  technical support

    •  bandwidth requirements

    •  waiting room functionality

    •  browser compatibility

      

    Updated: 2 April 2020

    It has been announced by the Department of Healththat under these exceptional and temporary circumstances, for the new temporary MBS telehealth items only, the practitioner’s documentation in the clinical notes of the patient’s agreement to assign their benefit as full payment for the service is sufficient. 

    This means that agreement can be obtained through one of three options being in writing, by email, or verbally through the technology with which the attendance is conducted. This agreement can be provided by a patient, or another person, such as the person’s carer or family member.


    The practitioner should keep their own record that the patient agreed or acknowledged that the service was provided, and that the Medicare benefit could be paid directly to the practitioner.

    Updated: 31 March 2020

    Yes, from 20 April 2020 you can choose to bulk bill or privately bill telehealth consultations, with appropriate financial consent.

    Updated: 20 April 2020

    Further changes to the MBS effective 20 July 2020, mean that GPs can only bill an MBS COVID-19 telehealth and telephone attendance item where they have an existing and continuous relationship with a patient.

    A relationship is defined as the patient having seen the same practitioner for a face-to-face service in the last 12 months; or having seen a doctor at the same practice for a face-to-face service during the same period; or is a participant in the Approved Medical Deputising Service that has an agreement in place with a medical practice which has provided at least one service to the patient in the past 12 months.

    These changes do not apply to telehealth services provided to a person who is:

    •  under the age of 12 months, or

    •  experiencing homelessness, or

    •  in a COVID-19 impacted area (movement restricted by a public health requirement applying to the patient’s location), or

    •  receiving the service from a medical practitioner located at an Aboriginal Medical Service/Community Controlled Health Service.


    Further information is available on the MBS changes factsheet.


    Updated: 20 July 2020

    Documentation of telehealth consultations should contain the same level of detail as a face to face consultation, as well as the type of consultation and the patient’s location. The RACGP also recommends documenting information such as:

    (a) the rationale for a video consultation instead of a physical consultation

    (b) responsibility for any follow-up actions

    (c) the presence of other parties and the patient’s consent for those parties to be present

    (d) any technical malfunctions which may have compromised the consultation

     

    Consent to conduct a telehealth consultation can be verbal or written, and the patient should be informed that telehealth has some limitations, for instance:

     

    (a)  no physical examination

    (b)  possible technical issues, e.g. poor image resolution impeding diagnosis, Wi-Fi dropout etc

    (c)  security of the transmission may not be guaranteed (if using an app, is it encrypted?) and there is an extremely small risk it could be seen by a third party

     

    The default position is that telehealth consultations are not recorded (by audio or video), just as face to face consultations are not recorded. If any part of a video consultation is recorded, written consent is recommended. An example of a written consent form is available at ehealth.acrrm.org.au

    If patients send in photos, they should be told how secure the process is (e.g. unencrypted email) and whether the photos will be stored in the medical records or deleted.

    Updated: 19 March 2020

    In response to the COVID-19 pandemic, the government announced  a partnership with the private health sector, to expand the availability of hospital beds and medical staff.

    Public patients being treated in a public hospital are usually indemnified by the relevant state government. It is not yet clear if state indemnity will extend to the treatment of public patients being treated in a private facility for COVID-19. Where and if state indemnity does not apply, when treating a public patient anywhere other than in a public hospital, MDA National will extend cover in accordance with the policies’ terms and conditions.

    Updated: 19 April 2020

    We anticipate that government indemnity will be extended to all medical students who are engaged /employed in public hospitals. We advise Members to ensure their engagement and contract terms clearly set out the terms of such indemnity prior to commencing any duties. Medical students also need to ensure that their Ahpra registration is appropriate to their circumstances.

    MDA National is pleased to advise that we will extend cover for student members under the Professional Indemnity Insurance Policy to provide an additional layer of support and protection.  
    Specifically for those MDA National student Members who are engaged to assist during the COVID-19 pandemic, we will extend indemnity  under the Policy to cover the costs of defending student Members against  hospital or professional body investigations or inquiries as well as employment issues in  accordance with the Policy terms and conditions.  

    This means that any student Member of MDA National who has a Professional Indemnity Insurance Policy issued by us should contact us for advice if they are required to respond to any inquiry or investigation. 
    This cover is provided at no cost to student Members.

    Not a MDA National student member? Join for free here 

    Updated: 3 April 2020

    MDA National will provide cover free of charge for those who elect to join the surge workforce in response to the COVID-19 pandemic.

    If you are a retired or non-practising Member of MDA National, it is very straightforward. Please contact us via email at peaceofmind@mdanational.com.au or on 1800 011 255 and we will issue you with a policy and confirmation of indemnity. 

    If you are not a retired MDA National member, you should in the first instance seek cover through your previous medical indemnity provider, as they will have all your details.
    Please also check that you are included on the Ahpra pandemic response sub-register of practitioners that fast tracks the return to practice of experienced and qualified health practitioners to assist with responding to the pandemic. 

    If you are currently indemnified under the Federal Government’s Run off Cover Scheme (ROCS), any employment as part of the COVID-19 pandemic response will not invalidate or impact your existing ROCS cover. 

    If you are not eligible for the ROCS and are currently covered under MDA National’s Run off cover category, we will simply amend that cover to reflect your COVID 19 work. 
    The cover we provide in this circumstance is only in relation to the work you are employed to do in response to the COVID-19 pandemic. This policy does not cover you for any work you undertake outside the scope of your employment or any work you undertake beyond the official pandemic period as set by the Australian Government. 

    Updated: 9 April 2020

    We are happy to confirm Members will be covered in the event of a claim or investigation arising as the result of (alleged) transmission of COVID-19.

    It is expected that Members will comply with all relevant Government, Hospital and Health Department directives in relation to COVID-19.

    Updated: 1 April 2020

    MDA National understands that you may be asked or required to provide care outside your usual specialty or area of expertise as part of the response to the COVID-19 crisis. Although there is a need for flexibility in the current circumstances, you should try to remain within what you consider to be your scope of practice and competence.

    The Medical Board and Ahpra recognise that the way you provide care may need to be adjusted:

    "As an overriding principle, the Boards are prepared to be flexible in their approach although safety remains our first priority for National Boards and Ahpra. In this context, we are considering how our regulatory requirements can adapt to emergency health service needs and support health service delivery while continuing to protect the public."

    "We encourage all registered health practitioners to work with colleagues and people using services, to use your professional judgement to assess risk, and to deliver safe care informed by any relevant guidance and the values and principles set out in professional standards and the codes of conduct for your profession."

    Ultimately whether you decide to provide care outside your usual specialty or area of expertise will be a personal decision. This decision may have medico-legal consequences and the following medico-legal framework may be of assistance:

    (a) Knowledge and skills in the area in which you are being asked to work
    All doctors have a duty to recognise and work within their competence. 
    Is there additional training you can do to improve your knowledge and skills in the area in which you are being asked to work?
    Who will provide you with advice and/or supervision when you are working?
    Do you know how and to whom you should escalate any questions or concerns?

    (b) Standard of care
    Our Members are asking us about what is a reasonable standard of care, given the rapidly changing health environment and health resource constraints. The ‘reasonableness’ of care provided by health practitioners (relevant to claims and complaints) is determined by the opinions and standards of practice of peer practitioners (e.g. Colleges and other professional bodies, Medical Board, hospital policy, evidence based practice guidelines, public health guidance), taking into account the circumstances at the time. We recognise that in such a rapidly changing environment, this may be challenging to determine.

    (c) Indemnity 

    •  If you are employer indemnified and have access to indemnity from the hospital  (e.g. a doctor in training), and you are asked to work in a different area to your usual area of expertise, then indemnity would generally continue to be provided by your employer/hospital. You should confirm this with your employer. As always, you can contact our Medico-legal Advisory team for advice (details below)

    •  If your practice is usually indemnified by your employer and you are undertaking any work during the pandemic in a private capacity that is not indemnified by your employer, please contact our Member Services team (details below) and we can help you move to the appropriate category if required.

    •  If you are in private practice and your indemnity is provided by MDA National and you are undertaking a practice or procedure not associated with your field of practice , please check our Risk Category Guide or contact our Member Services team. We are here to support you and ensure you are covered.
     
    (d) Employment considerations

    If you have questions or concerns about your employment, or you are involved in an employment dispute, please contact our Medico-legal Advisory team for advice.
     
    As always, you can contact our Medico-legal Advisory team for advice and support on 1800 011 255, complete our Contact Us Form or contact our Member Services team for membership and insurance information on 1800 011 255 or peaceofmind@mdanational.com.au.


    Updated: 30 March 2020

    Your gross annual billings are one of a number of factors used in calculating your medical indemnity premium. If your actual billings for the 2019/20 financial year are significantly different to your estimated billings for the 2019/20 financial year, and move you into a lower premium group, you will be entitled to a refund.

    There is no urgency to update us now. We suggest that you contact us at your convenience post June 30 when you know what your actual billings for 2019/20 are and we will process any premium refund due to you at that point.

    The definition of Gross Annual Billings can be found in the Risk Category Guide.
    In the meantime if you have any queries relating to your insurance or membership arrangements please call 1800 011 255 or email peaceofmind@mdanational.com.au.

    As a doctor owned membership organisation, MDA National is very aware of the emotional and financial impacts that COVID-19 is having on the healthcare workforce.

    We remain committed to be by the side of our Members and the wider medical community through this challenging period. To assist with the financial impact of COVID-19, we are freezing premium increases for 99% of Members for 2020-21 Policy Renewals. 

    We are living in uncertain times, but you can be assured that MDA National is here to provide you with the support and protection you need, as you continue to provide outstanding patient care.

    For more information on our premium freeze click here 

    MDA National recognises that some of our Members may face financial hardship following this health crisis.

    We have a process in place to assist our members. Please contact our membership team on 1800 011 255 or email peaceofmind@mdanational.com.au to discuss your options.

    Your level of billings is one of a number of factors used in calculating your medical indemnity premium.

    Recognising that every Members’ situation will be different, generally speaking if your estimated billings for the 2020/21 financial year are significantly lower than this year it may result in a lower annual premium. We will be sending out our regular pre renewal communication to Members in the coming weeks, asking for confirmation of details for the year ahead.

    At this time, you will be able to advise us about your estimated gross annual billings, which will feed directly into the calculation of your medical indemnity insurance premium for 2020/21. 

    The definition of Gross Annual Billings can be found in the Risk Category Guide.
    In the meantime if you have any queries relating to your insurance or membership arrangements please call 1800 011 255 or email peaceofmind@mdanational.com.au

    Doctors health and wellbeing resources

    The COVID-19 pandemic is an unprecedented situation creating stress and anxiety for our Members and the wider medical community.

    During a period of increased uncertainty, it is more important than ever to look after your own health and wellbeing. Below are some health and wellbeing resources that you may find useful during this time:

    Health department advice

    MDA National is aware that the public health advice is changing daily and there are differences at the state level in the approach to management of this crisis.

    Doctors are encouraged to keep up to date with the health department advice in their state:

    National information

    COVID-19 blogs & webinars