Premium Support Scheme - Eligibility

MDA National Insurance has entered into an agreement with the Department of Health and Ageing and Medicare Australia to administer the Premium Support Scheme (PSS) on the government's behalf.

The PSS is an Australian Government Scheme introduced to assist eligible doctors meet the costs of their medical indemnity insurance.

MDA National Insurance administers the Premium Support Scheme (PSS) on behalf of the federal government under the Medical and Midwife Indemnity Legislation Amendment Act 2019, Medical Indemnity Regulations 2020.

For further information, please refer to the PSS Guide.

You may be eligible for the scheme if:

  • your Gross Indemnity Costs for a premium period exceed 7.5% of your estimated or Actual Income (or an estimate of this figure if you are applying for an advance subsidy); or
  • you are a procedural General Practitioner practising in a rural area (3-7 of the Monash Medical Model as classified by the Department of Health); or 
  • you are a Member who works only in the public sector (thereby earning no income from private practice) but have a contract of insurance which provides run-off cover or retroactive cover for incidents that occurred in connection with past private medical practice. This does not include an insurance contract which only provides cover for medico-legal costs and/or damages in respect of gratuitous services; or
  • you are a Member who works primarily in the public sector but obtains medical indemnity cover for private medical services (which are not indemnified under a right to private practice agreement) and the gross billings from that private practice is greater than $1,000.


Use our PSS calculator to assist you in determining your eligibility for the PSS.

If you would like to apply for the PSS, please click here and review the available options.

The information provided within this page is correct at the time of publication.