MDA National Limited (MDA National) is a longstanding mutual Medical Defence Organisation (MDO) established in 1925 to support, protect and promote the interests of our Members.

As a Member service organisation, we operate under the MDA National Constitution. 

MDA National owns MDA National Insurance Pty Ltd, the Medical Indemnity Insurer, which issues Professional Indemnity Insurance and Practice Indemnity Policies to Members and insureds. Together, the two entities make up the MDA National Group.

The MDA National Group

 MDA National Limited - the mutual association MDA National Insurance Pty Ltd - the insurer 
  • Owned by Members
  • Provides Membership and support services
  • Advocates on behalf of the interests of Members and the medical
    profession
  • Wholly owns MDA National Insurance Pty Ltd
  • Governed by a Mutual Board
  • The majority of its Directors are Member-elected.  
  • Issues professional indemnity policies to medical practices, practitioners
    and medical students and dentists
  • Regulated insurer and wholly owned subsidiary of MDA National Limited
  • Governed by MDA National’s Insurance Board
  • Regulated by the Australian Prudential Regulation Authority (APRA)
  • Authorised by Australian Securities & Investments Commission (ASIC)
    to deal in and provide financial product advice on general insurance products
    via an Australian Financial Services Licence
  • Participating company of the Financial Ombudsman Service.

Our Boards

The MDA National Group is led by two Boards to ensure our Members' and insureds' needs are met, and that our commercial, compliance and regulatory requirements are upheld. Our Boards operate under specific charters:

Mutual Board Insurance Board
Comprises a majority of elected doctor Members

Responsible for:
  • monitoring the financial performance of MDA National Insurance and its investment in that entity
  • approving the overall strategic objectives for the Group
  • appointing the Directors and monitoring the performance of MDA National Insurance’s Board 
  • setting the philosophy and providing input on medical issues.
  • Appointed by MDA National
  • Majority independent Directors, including the Chairman
  • Complies with APRA’s “fit and proper” requirements of being a Director of a licensed general insurer

    • Responsible for:
    • implementing the Group’s strategic goals and objective
    • issuing policies of indemnity to MDA National Members and insureds
    • performing the operational requirements of MDA National under a Service Agreement
    • employing all management and staff.