Stay protected, informed and supported
As a doctor-owned organisation, we understand the realities of specialist training. We’re here to support you with expert guidance, empathy and care when you need it most.
MDA National provides comprehensive protection through your Professional Indemnity cover. Enjoy exclusive Member benefits and programs designed to support your career and wellbeing.
Enjoy up to 6 months of complimentary cover.*
At MDA National, we set the standard in specialist medico-legal defence. Get to know the difference of a specialist MDO. Join MDA National today and enjoy up to 6 months of complimentary cover.
*Terms and conditions apply.
Professional Indemnity Premiums tailored to your career stage*
MDA National is committed to providing junior doctors with the support they need, starting with low membership and insurance premiums made possible by the broader MDA National membership. Our policy runs on a financial year basis from 1 July to 30 June. Please refer to the table below for our premium relating to your career stage:
*Per annum. Subject to Underwriting approval and eligibility criteria.
These rates are effective 1 July 2025 includes Membership Subscription, Insurance Premiums, ROCS Support Payment and relevant taxes. An administration fee may apply to some payment types.
- We offer affordable protection for Doctors in Specialist Training, as well as subsidised premiums for your first four years in private practice
- Members of AMAWA and AMAQ may even be eligible for further discounts
- Unlimited locum billings while you train in private practices
For more information on our junior doctor categories and eligibility criteria, please refer to our Risk Category Guide available from our Download Centre.
Reasons why Doctors in Specialist Training call us for advice:
32%
Advice/Ethical Dilemma
12%
Clinical Incident
10%
Employment Issues
9%
Medico-legal Report
7%
Court Appearance/Subpoena
5%
Confidentiality/Privacy
Enjoy up to 6 months of complimentary cover
Terms and Conditions
Submit an application for Professional Indemnity Insurance between 13 November 2025 and 31 January 2026 to receive up to 6 months complimentary cover for the 2025/2026 Policy period (1 July 2025 to 30 June 2026).
- This offer applies only to policies where the start date of the Policy is between 1 January 2026 and 31 January 2026; and
- the start date of the Policy is not prior to the date you submit the application
This offer applies to medical practitioners eligible for the Doctors in Specialist Training (DIST) category who do not have a case history.
The complimentary policy will be offered subject to Underwriting approval.
MDA National reserves the right to modify or withdraw the offer at any time without notice. The offer cannot be combined with any other discounts, promotions or special offers. Standard membership and policy terms and conditions apply.