Our Governance

MDA National Limited (MDA National) is a longstanding mutual Medical Defence Organisation (MDO).

MDA National was established in 1925 to support, protect and promote the interests of our Members.

As a Member service organisation, we operate under the MDA National Constitution. 

MDA National owns MDA National Insurance Pty Ltd, the Medical Indemnity Insurer, which issues Professional Indemnity Insurance and Practice Indemnity Policies to Members and insureds. Together, the two entities make up the MDA National Group.

The MDA National Group

 MDA National Limited - the mutual association MDA National Insurance Pty Ltd - the insurer 
  • Owned by Members
  • Provides Membership and support services
  • Advocates on behalf of the interests of Members and the medical
  • Wholly owns MDA National Insurance Pty Ltd
  • Governed by a Mutual Board
  • The majority of its Directors are Member-elected.  
  • Issues professional indemnity policies to medical practices, practitioners
    and medical students and dentists
  • Regulated insurer and wholly owned subsidiary of MDA National Limited
  • Governed by MDA National’s Insurance Board
  • Regulated by the Australian Prudential Regulation Authority (APRA)
  • Authorised by Australian Securities & Investments Commission (ASIC)
    to deal in and provide financial product advice on general insurance products
    via an Australian Financial Services Licence
  • Participating company of the Australian Financial Complaints Authority (AFCA).


Our Boards

The MDA National Group is led by two Boards to ensure our Members' and insureds' needs are met, and that our commercial, compliance and regulatory requirements are upheld. Our Boards operate under specific charters:


Mutual Board Insurance Board
Comprises a majority of elected doctor Members

Responsible for:

  • monitoring the financial performance of MDA National Insurance and its investment in that entity
  • approving the overall strategic objectives for the Group
  • appointing the Directors and monitoring the performance of MDA National Insurance’s Board 
  • setting the philosophy and providing input on medical issues.

  • Appointed by MDA National
  • Majority independent Directors, including the Chairman
  • Complies with APRA’s “fit and proper” requirements of being a Director of a licensed general insurer

  • Responsible for:
    • implementing the Group’s strategic goals and objective
    • issuing policies of indemnity to MDA National Members and insureds
    • performing the operational requirements of MDA National under a Service Agreement
    • employing all management and staff.


    The President's Blog
    By Dr Michael Gannon

    Dear fellow Members,

    It is my pleasure to introduce a new regular way of communicating with you, as your newly elected President of MDA National. It is a matter of great honour and pride that I was elected late last year, having first joined MDA National as a medical student in 1989 and being closely involved with the organisation as far back as 1993, when I was President of the Australian Medical Students Association (AMSA).

    MDA National’s ethos of supporting, promoting and protecting starts when we are medical students and continues with us through our journey as junior doctors, doctors in specialist training, and then doctors in practice.

    On a number of occasions, I have personally been in a position to seek the support of the organisation. I have not forgotten the support given to me during a coronial investigation as a junior registrar.

    I am proud to lead a Mutual Board of diverse talents with backgrounds across many different areas of medical practice and from across Australia. You can read about our fellow elected Board Members here.

    MDA National has consistently been recognised as a medical defence organisation that maintains a close relationship with its Members, supporting them in their work week by week and protecting them in their hour of need. Having been a member of our Cases Committee since 2011, I can assure you that collectively we pride ourselves on the way we manage inquiries and complaints involving our Members.


    It is also our job to promote high quality medical practice. It is my intention to continue to support our outstanding education programs and to advocate on your behalf to help deliver to our patients and fellow citizens health care of the highest levels of safety and quality.

    Your MDA National is strong and well capitalised, having overcome the difficulties and challenges of the one in a one hundred year whole-of-society disruptor that is the COVID-19 pandemic. I look forward to communicating with you all regularly in the months ahead.



    Dr Michael Gannon