MDA National Insurance has entered into an agreement with the Department of Health and Ageing and Medicare Australia to administer the Premium Support Scheme (PSS) on the government's behalf.

The PSS is an Australian Government Scheme introduced to assist eligible doctors meet the costs of their medical indemnity insurance. For further information, please refer to the PSS Information Booklet.

You may be eligible for the scheme if:

  • your Gross Indemnity Costs for a premium period exceed 7.5% of your estimated or Actual Income (or an estimate of this figure if you are applying for an advance subsidy); or
  • you are a procedural General Practitioner practising in a rural area (3-7 of RRMA); or 
  • you previously received a subsidy under the Australian Government's Medical Indemnity Subsidy Scheme (MISS) and continue to work in the same specialty; or
  • you are a Member who works only in the public sector (thereby earning no income from private practice) but have a contract of insurance which provides run-off cover or retroactive cover for incidents that occurred in connection with past private medical practice. This does not include an insurance contract which only provides cover for medico-legal costs and/or damages in respect of gratuitous services; or
  • you are a Member who works primarily in the public sector but obtains medical indemnity cover for private medical services (which are not indemnified under a right to private practice agreement) and the gross billings from that private practice is greater than $1,000.

Use our PSS calculator to assist you in determining your eligibility for the PSS using the standard PSS calculation, effective 1/07/2015, which is if your Gross Indemnity Costs for the Premium Period exceed 7.5% of your Estimated Income.

If you would like to apply for the PSS for the current premium period, you can do so by logging on to Member Online Services and completing the online application or you can download and complete the PSS Application form.