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Professional Indemnity Insurance Policy

This policy is designed for individual Medical Practitioners (including Interns). This policy is suitable for those in private practice as well as those who are employed in public hospitals.

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The policy is an insurance product which, subject to its terms and conditions, indemnifies medical practitioners against:

Private Practice Doctors

  • Civil liabilities for medical negligence claims
  • Vicarious liability protection (arising from the supervision of others)
  • Allegations of sexual misconduct or criminal matters
  • Short term overseas practice (subject to underwriting approval)
  • Good Samaritan acts
  • Whistleblower protection
  • Medical Board hearings and investigations
  • Coronial inquests and investigations
  • Disciplinary proceedings
  • Management of patient complaints
  • Professional Service Review Committee investigations

Public Hospital/Employer Imdenified Doctors

  • Whistleblower protection
  • Medical Board hearings and investigations
  • Coronial inquests and investigations
  • Disciplinary proceedings
  • Management of patient complaints
  • Professional Service Review Committee investigations
  • Allegations of sexual misconduct or criminal matters
  • Short term overseas practice (subject to underwriting approval)
  • Good Samaritan acts

In the event you do some private work (e.g. locum), you can easily and quickly extend your policy to cover civil liabilities arising from that private work, subject to underwriting approval.

To obtain a pricing indication for the Professional Indemnity Insurance Policy, please call Member Services on 1800 011 255

Please note that this policy is a Claims Made policy. This means that the policy will only respond to valid claims notified to us during the period of insurance. It is important that you report all circumstances that could give rise to a claim during the period of insurance. It also means that you should consider whether you need to have Run-off cover after you cease practice or your policy expires.

The policy will also have a retroactive date which means that it will only respond to matters that arise from the medical services that were provided on or after the retroactive date. It is important therefore you understand the nature of this cover and that you choose a retroactive date that meets your own particular needs.

For more information see Claims Made and Retroactive Cover.

Apply

To apply for a Professional Indemnity Insurance Policy download and read the relevant documents set out below, fill in the application form and return it to us.